Debbie Small
Eastern Panhandle - West Virginia - Real Estate


 

Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of millions of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating a positive environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage and future equity. The equity you earn is yours. Over time, your home will increase in value. I'll walk you through the planning process step-by-step and help you determine which home is right for you.

 

My services will always include:

  • Finding property that fits your needs
  • Negotiating on your behalf
  • Streamlining all the necessary paperwork
  • Arranging the best financing options for you

 

 


Calculators


Let me help you find out what you can afford! My mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


Debbie Small
REALTOR®, CRS, GRI



269 Aikens Center
Edwin Miller Blvd
Martinsburg WV 25404


Office: 304-262-3360
Toll Free: 800-238-5419
Cell: 304-582-5788


 


Liza McCraren, Broker

 

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